Know Your Case (Part 3) – Medical Cost Projections

In our last article, we discussed the importance of having a clear picture of your client’s medical history, including past and current treatment for their injuries related to their personal injury case. How you use this information is crucial to settling the case before litigation, but it is also the foundation for a successful lawsuit.  

A simple but effective expert report can be prepared quickly and will give an unbiased picture of the costs your client will be responsible for in order to manage their permanent injuries, possibly for the remainder of their life. One of these, a medical cost projection report, is a snapshot of the financial burden your client must prepare for in the future.

Medical cost projections play a crucial role in personal injury cases. In such cases, an individual is seeking compensation for the harm caused by the negligence of another party. The compensation includes not only the actual damages, such as medical bills and lost wages, but also the future costs that may be incurred as a result of the injury. Therefore, it is essential to accurately project the medical costs associated with the injury to ensure fair compensation.

Medical cost projections are essential in determining the total amount of damages that the injured party is entitled to. In addition, these projections help to estimate the future costs of medical care that may be necessary for the injured party. This includes expenses related to ongoing treatment, future surgeries, physical therapy, and other medical services.

One of the main reasons medical cost projections are important is that they provide a clear picture of the long-term financial impact of the injury. When an individual is injured, they may require ongoing medical care for years to come. Without accurate medical cost projections, it may be challenging to determine the amount of compensation necessary to cover these expenses. The projections help ensure that the injured party receives adequate compensation for their current AND future medical needs.

Another reason why medical cost projections are important is that they help to avoid unexpected expenses in the future. By projecting the potential medical costs, the injured party can plan and prepare for the future. This allows them to make informed decisions about their medical care and budget their ongoing expenses. It also helps to prevent surprises, such as a sudden increase in medical costs that were not anticipated. Adding in a “Day in the Life” video can also be helpful to show the daily struggles your client deals with and the challenges they have to overcome just to move through their day.

Medical cost projections also play a critical role in negotiations and settlements. For example, when determining the compensation for a personal injury case, both parties may negotiate to arrive at a fair settlement. Accurate medical cost projections are necessary to arrive at a fair settlement amount that compensates the injured party for all their current and future medical expenses.

In conclusion, medical cost projections are essential for personal injury cases. They help to estimate the future costs of medical care that may be necessary for the injured party, and they ensure that the injured party receives fair compensation for their current and future medical needs. Medical cost projections also help avoid unexpected future expenses and play a critical role in negotiations and settlements. Therefore, it is crucial to work with experienced professionals to ensure that medical cost projections are accurate, unbiased, and comprehensive. Focus Graphics can help you find a Certified Medical Cost Projectionist for your next case.

By Dr. Sam Colarusso

Dr. Colarusso began his undergraduate studies at California State University at Fullerton, receiving a Bachelor of Arts degree in Psychology. He received his Doctorate of Chiropractic from Southern California University of Health Sciences, graduating with Honors in 1994. Dr. Colarusso returned to his hometown of Las Vegas in 1995 to start his private practice. In addition to providing quality and compassionate health care for over 20 years, Dr. Colarusso serves as Medical Consultant to Focus Graphics, as well as to Claggett & Sykes Law Firm, ensuring every client is receiving the correct and proper treatment for their injuries in order to obtain the best and quickest recovery possible.

Sam Colarusso

Dr. Colarusso has received many additional training and certifications. He was appointed by the State of Nevada as a Designated Rating Physician for the Department of Industrial Relations, performing close to a thousand Independent Medical Examinations and Permanent Partial Disability Evaluations (PPDs) for injured workers. He is also a Certified Medical Examiner for the Federal Motor Carrier Safety Administration, U.S. Department of Transportation. Dr. Colarusso is Board Certified by the American Board of Independent Medical Examiners (ABIME), 1998, Board Certified and Licensed by the Nevada Chiropractic Physicians Board, 1995, and Board Certified by the National Board of Chiropractic Examiners, 1994.


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